The Power of

Open Account

What’s the Best Checking Account for You?

More Time. More Freedom. More Money. For All the Things You Love.

At First Commerce, we want to help bring your goals within reach. So our checking accounts1 put more power in your hands by offering better features and timesaving tools – with absolutely no monthly fees.

Managing Money Is a Snap

24/7 Secure Digital Banking

It’s easy to view balances, pay bills, transfer funds, manage your debit card, get your
Credit Score, and more.

Mobile Banking & Mobile Deposit

Do your banking, from practically anywhere, with our free mobile app.4

Real-Time Alerts

Quickly find out about important account activity by setting up free alerts via text message or email.4

Apple Pay®

Pay with a touch by adding your FCCU debit card to your Apple Pay® mobile wallet.

Network of Free ATMs

Get your money when you need it with thousands of surcharge-free ATMs across the United States.

Financial Centers Near YOU

Enjoy dependable local service at 15
convenient locations in North Florida and
South Georgia.

And, we’ll help you take your finances to the next level with easy-to-use online Financial Management tools and our free SmartMoney Online workshops.

Open Your Checking Account in About 10 Minutes

Our friendly team is here to answer your questions and help make joining First Commerce a breeze.

Open Online Ask a Question Call 1.800.533.5772

Your Financial Partner for Life

We’re a full-service credit union that is owned by our members and committed to our community. We want to empower our members to enhance their financial well-being by helping them achieve their financial goals, from simplifying their day-to-day finances to buying their first home to building a great retirement.

When you bank with First Commerce, you get a truly personal experience backed by 80 years of financial expertise.