At First Commerce, we want to help bring your goals within reach. So our checking accounts1 put more power in your hands by offering better features and timesaving tools – with absolutely no monthly fees.
Bank here, there, and everywhere with lots of convenient features and zero monthly fees.
Free and easy banking for life on the go with this award-winning program
for ages 18–29.2
Put the power of your
money to work for you
with this interest-earning checking account.
Get the most out of life over
50 with more perks and higher interest rates for higher balances.2,3
It’s easy to view balances, pay bills, transfer funds, manage your debit card, get your
Credit Score, and more.
Do your banking, from practically anywhere, with our free mobile app.4
Quickly find out about important account activity by setting up free alerts via text message or email.4
Pay with a touch by adding your FCCU debit card to your Apple Pay® mobile wallet.
Get your money when you need it with thousands of surcharge-free ATMs across the United States.
Enjoy dependable local service at 15
convenient locations in North Florida and
South Georgia.
And, we’ll help you take your finances to the next level with easy-to-use online Financial Management tools and our free SmartMoney Online workshops.
Our friendly team is here to answer your questions and help make joining First Commerce a breeze.
We’re a full-service credit union that is owned by our members and committed to our community. We want to empower our members to enhance their financial well-being by helping them achieve their financial goals, from simplifying their day-to-day finances to buying their first home to building a great retirement.
When you bank with First Commerce, you get a truly personal experience backed by 80 years of financial expertise.